Retirement communities offer numerous benefits, including a maintenance-free lifestyle, social opportunities, and access to tailored healthcare services. This article explores whether the value of these communities aligns with the needs and preferences of seniors looking for a fulfilling and secure living environment.
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Active adult communities and retirement communities each offer distinct benefits, catering to different needs and lifestyles. This article breaks down the differences, helping seniors choose the right fit based on independence, amenities, and access to healthcare services.
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The current housing market strongly favors sellers due to high demand and low inventory, making it an opportune time for seniors to sell their homes. By consulting with a realtor, seniors can effectively navigate the selling process and consider downsizing into a more manageable living arrangement, such as an active retirement community.
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Community engagement plays a vital role in the well-being of older adults, offering not only social benefits but also physical and mental health advantages. Being involved in a vibrant community combats isolation, which can negatively affect health, and fosters a sense of belonging that enriches daily life.
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Hospice care provides physical, psychological, social and spiritual support for those who are in their last stages of a terminal illness. Typically, hospice care is suggested by a healthcare provider when a patient has six months or less to live. Many individuals who are experiencing terminal and chronic conditions such as cancer, heart disease, dementia and kidney failure use hospice as a way to prepare for the last stages of their journey. In addition, hospice care can help families cope with the forthcoming loss of a loved one through counseling and respite care. While hospice care is often focused on meeting the physical needs of a patient, many people are unaware of its robust offerings for both the individual receiving care and their family members.
What Does Hospice Care Provide?
Many hospice care providers take different approaches to services and types of support, however all hospice providers are required to offer certain services. According to the American Cancer Society, here are a few of the most common types of hospice services provided for patients:
Palliative care
Palliative care, or symptom management, is provided as a part of hospice and is designed to prevent or treat any symptoms related to an individual’s illness. Palliative care helps address any pain or discomfort in order to allow the patient to enjoy the last stage of life with their loved ones. The main goal of palliative care is to ensure the patient is comfortable and knows their options.
Home care
Most hospice care is given directly from an individual’s home. However, there may be some situations where hospice care needs to be given from a hospital or long-term care facility. A hospice team can arrange for care no matter where you are, and will be involved with your care plans and family members.
Spiritual care
In addition to managing pain and controlling symptoms, hospice care also provides an individual with spiritual or religious care, depending on their beliefs and preferences. Spiritual care can help an individual prepare to say goodbye to their loved ones to with planning a religious or spiritual ceremony and burial plans.
Family meetings
A hospice care team will meet regularly with family members and keep them informed about their loved one’s condition and help manage expectations. These meetings allow family members to discuss their feelings, ask questions and prepare for the death of their loved one. In addition, the hospice care team will share daily updates and make routine visits.
Coordination of care
The hospice care team is responsible for coordinating care for the individual and sharing information to those involved in providing medical care. This might include an inpatient facility, pharmacists, clergy and even funeral directors. Hospice care teams are also available anytime during the day or night if a question or problem were to arise.
Respite care
Caregiving can be extremely challenging for spouses and other family members. That’s why hospice services provide respite care. During respite care, an individual is cared for in the hospital or a nursing home so their caregivers can rest at home, attend to other responsibilities or simply take a break.
Bereavement care
After a loved one dies, the hospice care team will provide support to the family during the grieving process. Trained volunteers, clergy members or professional counselors will provide visits, phone calls, support groups or counseling sessions to members of the family. The hospice care team can also provide resources and other professional care when needed.
Who makes up a Hospice Care Team?
According to the Mayo Clinic, a hospice care team is made up of professionals ranging from healthcare providers to volunteers and home health aides. If you or your loved one is receiving hospice care, here’s who you can expect to be on your care team:
Benefits of Hospice Care
Watching a loved one go through their final stages of life is hard for everyone involved. Hospice care provides comprehensive care that supports both the individual and their family members through this difficult time. While hospice can be provided in a hospital or long-term care facility, it can also be provided in the comfort of one’s own home, which allows patients to feel more comfortable and relaxed. Hospice also provides a comprehensive care plan, which takes the burden off of family members and allows them to spend quality time with their loved one without worry for the future. In addition, hospice care can be personalized to fit the needs of the individual and support their wishes for the future.
It’s common for seniors in their sixties to consider downsizing to a smaller home or moving to a senior living community. In fact, 51% of retirees over the age of 50 move into smaller homes. However, this decision can be a difficult one. Many older adults are faced with leaving their family home and the memories that come with it. While this can be challenging, choosing to downsize can make life easier and safer for many aging adults and their families. There is no one-size-fits-all approach to successful downsizing. While some adults may choose to live on their own, others may find comfort in residing in a Continuing Care Retirement Community that offers all levels of care such as independent living, assisted living, and skilled nursing. In addition to deciding where to move, older adults must also decide if the timing is right.
Is it Time to Downsize?
Older adults choose to downsize for a number of different reasons. For some, aging is expensive, and downsizing provides a viable option to cut costs and reduce monthly expenses by lowering or eliminating mortgage payments, home insurance and property taxes. For others, things like stairs, multiple levels, a large yard and long walkways can become dangerous and limit one’s ability to age in place. No matter the reason for downsizing, choosing where and when to move are complicated decisions. If you or your loved ones are contemplating downsizing, there are some basic questions that can help you decide if it’s the right time to downsize:
At some point, you may realize that your home isn’t the safest or most economical place to age. If you have a lot of wasted space or have difficulty maintaining your family home, it could be the right time to downsize.
Where to Downsize?
There are two very common options when it comes to choosing where to downsize. Many older adults are faced with deciding between moving to a residential community or aging in place. Generally speaking, residential communities include independent living, assisted living, or nursing homes. In addition, Continuing Care Retirement Communities, such as Maple Knoll Village, offer all three types of care. In a residential community, residents are not responsible for yard work, maintenance, and do not have to make mortgage payments. Traditionally, those living in a residential community pay a monthly fee that includes utilities, housekeeping and even some meals. Most communities offer onsite medical care, memory care, and offer social activities on and off-campus.
The second option, aging in place, can be an attractive option for those wanting to live independently for as long as possible. In addition, older adults often choose to age in place when they are in excellent health or if the facilities in their area have poor reputations or are too expensive. For those aging in place with minimal needs, a smaller home with less chores may be an attractive option. However, it’s important to consider how many years they are likely to still be independent. For those with complex medical needs, aging in place can be more difficult and require hiring outside help to provide care or relying on the support of friends and family members.
Tips for Stress-Free Downsizing
Once you decide where to go, you’ll have to start the physical act of downsizing your belongings. While it may feel overwhelming, there are many ways to make downsizing feel like a manageable task. If you or a loved one has a potential downsize in the future, here are some tips to keep in mind:
Making the Move to Maple Knoll Village
Our residents agree that one of the most difficult parts of transition into a retirement community is choosing how to downsize. However, the amenities, peace of mind, and sense of safety that comes with living at Maple Knoll Village is well worth the move. To speak learn more about life at Maple Knoll Village or to schedule a tour, please contact us at 513-782-2717.
It’s not too late to make a resolution for 2022. While many people choose to focus on health-related resolutions, January is a great time to reevaluate your finances and gain financial control of the coming year. According to U.S. news, nearly 80% of New Year’s resolutions fail by the second week of February. However, these four financial resolutions are S.M.A.R.T. (Specific, Measurable, Attainable, Relevant, and Timely) and are simple enough to stick with all year long.
#1 Track and Prioritize Your Spending
Whether you’ve spent your entire life budgeting your money or are looking to get back on track, tracking your spending is a good place to start. You might consider starting by reviewing your spending habits over the last year, identify where you seem to spend the most money, and brainstorm ways you’d like to cut back. You can track your weekly and monthly expenses by hand, spreadsheets, or by using an app on your smartphone.
#2 Meet with Your Financial Advisor
Your financial advisor is the best person to give you advice and help you set financial goals because of their familiarity with your specific financial situation. You might consider reviewing your investment allocations and together set goals for the coming year. Some of your goals could include giving to your favorite charities, reevaluating your will, or making financial plans for a vacation in the next year.
#3 Plan for Health Care Expenses
Health care is not only expensive, but it’s hard to predict exactly what your needs will be in the next several years. That’s why it’s a good idea to have both proper coverage and additional savings that can cover unexpected expenses. The best way to plan for your health care needs is by being proactive and staying healthy. Here are a few ideas to help keep you safe and healthy, while also avoiding hospital visits.
#4 Protect Your Credit
Unexpected expenses can happen to anyone, no matter how prepared or careful you are with your finances. If something does happen, and debt is unavoidable, you’ll want to be sure your credit history is in a good place in the event you have to borrow. Here are a few ways you can protect and improve your credit score:
However you decide to prepare for the New Year, we wish you health and happiness all year long!
There comes a time during the aging process where normal daily activities become more difficult and require more assistance. This often requires older adults and their families to make a decision about where they should be living and how to receive the appropriate care. However, many seniors fear losing their independence and are hesitant about leaving their homes. Often, seniors are faced with deciding whether to move to assisted living or pay for private care in their home. This situation can be a sensitive matter for many older adults, and one that involves many different factors.
Difference between Senior Home Care and Assisted Living
Senior home care is a popular option for older adults who need more assistance but don’t want to leave their homes. Depending on the company, most senior home care services offer assistance with daily living such as bathing, getting dressed, toileting, medication management and household tasks like meal preparation, cleaning and transportation to medical appointments. Many senior home care companies have minimum hour requirements for the week and minimum hour blocks for the day. Depending on the needs of the senior, these hourly rates can become quite costly. However, for those who require small amounts of assistance, home care companies might be a better financial option. Generally, home care companies charge between $25 and $30 an hour, with 3-4 hour daily minimums and a minimum of 8 hours per week.
Assisted living generally offers the same services as senior home care, but requires an individual to move from their homes. At Maple Knoll Village, Breese Assisted Living offers 1-2 bedroom apartments that are attached to the main building. Assisted Living services include three meals daily, full time activity staff, medication assistance, daily help with bathing, dressing, toileting, and bed making. AL staff also complete reassurance and spot checks every 2 hours even during the nighttime. In addition, weekly housekeeping and laundry services are included in the monthly rent. Most importantly, and unlike many home care companies, Assisted Living residents have access to a registered nurse, licensed practical nurse, and state tested nursing assistants at all times.
Which Option is Right for You?
There is not a “one size fits all” solution to senior care. Each family and each resident have their own values and non-negotiables when it comes to deciding which type of care is the best fit. However, there are a few factors that should be carefully considered throughout the decision-making process. These include safety, access to care, ability to manage activities of daily living, financial resources and connections to other people and socialization.
Safety is a key element in deciding whether a resident should bring in home care or make the transition to assisted living. Some questions to consider include: Can I bathe, dress, and take care of my daily needs in a timely and safe manner? Does my loved one have the cognitive capacity to make sound decisions? Is my loved one at high-risk of falling?
While maintaining independence is an important part of healthy aging, it can also be misunderstood. If a senior lives independently at home, but is isolated and lacks daily socialization, it can have a profoundly negative impact on both their mental and physical health. In fact, according to the National Institute on Aging, isolation and loneliness are linked to higher risks of high blood pressure, heart disease, obesity, a weakened immune system, anxiety, depression, and even death.
Cost Comparison
It’s no surprise: Aging is expensive. Unexpected health needs can deplete financial assets very quickly. That’s why it’s important to know your options as you decide which healthcare situation best suits your needs. At Maple Knoll Village, the following services are included with Assisted Living:
While the cost of Assisted Living is higher than living independently, it’s important to consider your quality of life and the financial resources needed to fund private duty home care. As your need for care increases, the cost to provide at-home care can quickly surpass the cost of Assisted Living, which can often provide more comprehensive services.
Assisted Living at Maple Knoll Village
While we want all residents to live independently for as long as possible, Assisted Living can offer peace of mind for many residents and their families, in terms of finances, physical safety, and overall well-being. If you’re interested in learning more about Assisted Living or private duty care, please contact Erin Navaro, residential services manager at 513-782-2428.
Hospice care provides physical, psychological, social and spiritual support for those who are in their last stages of a terminal illness. Typically, hospice care is suggested by a healthcare provider when a patient has six months or less to live. Many individuals who are experiencing terminal and chronic conditions such as cancer, heart disease, dementia and kidney failure use hospice as a way to prepare for the last stages of their journey. In addition, hospice care can help families cope with the forthcoming loss of a loved one through counseling and respite care. While hospice care is often focused on meeting the physical needs of a patient, many people are unaware of its robust offerings for both the individual receiving care and their family members.
What Does Hospice Care Provide?
Many hospice care providers take different approaches to services and types of support, however all hospice providers are required to offer certain services. According to the American Cancer Society, here are a few of the most common types of hospice services provided for patients:
Palliative care
Palliative care, or symptom management, is provided as a part of hospice and is designed to prevent or treat any symptoms related to an individual’s illness. Palliative care helps address any pain or discomfort in order to allow the patient to enjoy the last stage of life with their loved ones. The main goal of palliative care is to ensure the patient is comfortable and knows their options.
Home care
Most hospice care is given directly from an individual’s home. However, there may be some situations where hospice care needs to be given from a hospital or long-term care facility. A hospice team can arrange for care no matter where you are, and will be involved with your care plans and family members.
Spiritual care
In addition to managing pain and controlling symptoms, hospice care also provides an individual with spiritual or religious care, depending on their beliefs and preferences. Spiritual care can help an individual prepare to say goodbye to their loved ones to with planning a religious or spiritual ceremony and burial plans.
Family meetings
A hospice care team will meet regularly with family members and keep them informed about their loved one’s condition and help manage expectations. These meetings allow family members to discuss their feelings, ask questions and prepare for the death of their loved one. In addition, the hospice care team will share daily updates and make routine visits.
Coordination of care
The hospice care team is responsible for coordinating care for the individual and sharing information to those involved in providing medical care. This might include an inpatient facility, pharmacists, clergy and even funeral directors. Hospice care teams are also available anytime during the day or night if a question or problem were to arise.
Respite care
Caregiving can be extremely challenging for spouses and other family members. That’s why hospice services provide respite care. During respite care, an individual is cared for in the hospital or a nursing home so their caregivers can rest at home, attend to other responsibilities or simply take a break.
Bereavement care
After a loved one dies, the hospice care team will provide support to the family during the grieving process. Trained volunteers, clergy members or professional counselors will provide visits, phone calls, support groups or counseling sessions to members of the family. The hospice care team can also provide resources and other professional care when needed.
Who makes up a Hospice Care Team?
According to the Mayo Clinic, a hospice care team is made up of professionals ranging from healthcare providers to volunteers and home health aides. If you or your loved one is receiving hospice care, here’s who you can expect to be on your care team:
Benefits of Hospice Care
Watching a loved one go through their final stages of life is hard for everyone involved. Hospice care provides comprehensive care that supports both the individual and their family members through this difficult time. While hospice can be provided in a hospital or long-term care facility, it can also be provided in the comfort of one’s own home, which allows patients to feel more comfortable and relaxed. Hospice also provides a comprehensive care plan, which takes the burden off of family members and allows them to spend quality time with their loved one without worry for the future. In addition, hospice care can be personalized to fit the needs of the individual and support their wishes for the future.
With nearly 10,000 baby boomers reaching retirement age every day, the demand for caregivers increases each year. According to a report from Families Caring for An Aging America, at least 17.7 million individuals in the U.S. are caring for an older adult with various health needs. For many families, this responsibility often falls on a family member, such as a spouse or an adult child. In fact, data suggests that more than half of older adults between the ages of 85 and 89 require a family member’s help because of health or other functional issues. However, many older adults require help much sooner than this. Other conditions which are common among older adults such as Alzheimer’s disease, stroke, heart-attack or heart-disease, and fall-related injuries can result in needing assistance with basic daily tasks. Sometimes the need for assistance is quite obvious and other times it can go unrecognized for long periods of time.
For long-distance adult children, it can be difficult to know when a parent needs extra support. Many older adults either learn how to hide their condition or don’t want to burden their children with asking for help. It’s not uncommon for adult children to be surprised by their parent’s condition after going long periods of time without visiting, especially due to the COVID-19 pandemic. It’s even more common for adult children to wonder why their parent isn’t asking for help when they need it.
Why isn’t your parent asking for help?
Whether your loved one is experiencing normal age-related forgetfulness or decreased mobility, it might come as a surprise when they don’t ask for help. However, there are a number of reasons why parents hesitate to ask their adult children for assistance:
Understanding the Warning Signs
Whether you’re already noticing signs of declining health in your loved one, or aren’t exactly sure what to look for, there are some common warning signs that can help you identify a problem. The Mayo Clinic has developed a list of signs and symptoms of various health conditions that should spark concern. The next time you visit your loved one, you may consider asking these questions:
Are your parents able to take care of themselves?
Failure to keep up with basic daily routines, such as bathing and brushing teeth, could be a sign of depression, dementia, or other physical impairments. The next time you’re with your parents, pay attention to their physical appearance. In addition, any changes in the way your parents do things around their home could also provide insight into their health. Are they paying the bills on time? Are the dishes clean? Neglecting housework or having problems buying groceries could also be signs of depression or dementia.
Are your parents experiencing memory loss?
It’s common for older adults to experience sporadic forgetfulness, however, there is a difference between these normal changes and memory loss that interferes with daily life. Warning signs of abnormal memory loss can include: asking the same questions repeatedly, getting lost in familiar places, not being able to follow instructions, and becoming confused about time, people and places.
Are your parents safe in their home?
Take a look around your parents’ home and look for anything out of the ordinary. Are they able to refill their medications and take them consistently? You may consider looking around for any fall hazards or signs they have recently fallen.
Are your parents safe on the road?
If your parents become confused while driving or you have concerns about their ability to drive—especially if you have noticed any new scratches or dings in their vehicle, it might be time to have a conversation about driving alternatives.
Have your parents lost weight?
Losing weight without trying could be a sign that something is wrong. Weight loss can be related to many different factors including difficulty cooking, loss of taste or smell, social issues and underlying conditions such as malnutrition, dementia, depression, or cancer.
Are your parents still social?
If your parent is neglecting their normal social activities, it could be a sign of depression or dementia. If you notice your parent withdrawing from their hobbies or avoiding their friends, it may be time to address your concerns.
Next Steps
If you’ve noticed any warning signs in your loved one, it can be difficult to know what to do next, especially if you live cross-country or far away. However, there are many steps you can take to ensure your parent is getting the support and care they need. Here are a few ways to get started:
At Maple Knoll Communities, our main priority is the health and safety of our residents in all levels of care. We work together with family members to provide support, address concerns, and offer peace of mind. If you’re interested in learning more about our offerings or to schedule a tour, please contact us.