A Continuing Care Retirement Community provides a range of senior living options—from independent living to assisted living and skilled nursing care—all within one community. This ensures residents receive the right care as their needs change while enjoying a vibrant, maintenance-free lifestyle.
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Senior living social workers provide support, advocacy, and guidance for older adults. Often the unsung heroes, they work tirelessly behind the scenes to help seniors navigate transitions while promoting well-being, respect, and resilience.
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Retirement communities offer numerous benefits, including a maintenance-free lifestyle, social opportunities, and access to tailored healthcare services. This article explores whether the value of these communities aligns with the needs and preferences of seniors looking for a fulfilling and secure living environment.
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Active adult communities and retirement communities each offer distinct benefits, catering to different needs and lifestyles. This article breaks down the differences, helping seniors choose the right fit based on their desire for independence, amenities, and access to healthcare services.
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If you have been watching the housing market and wondering when the right time to sell your home is, the time could very well be now. According the Wall Street Journal, the real estate market is still strongly favoring sellers. Because of the high demand for homes and the low inventory available, the real estate market is experiencing a boom. Home showings often come with a long list of interested parties and buyers are often offering over the asking price to beat out their competition.
This has created the ideal environment for older adults to list their homes on the market and move into a more manageable living accommodation by downsizing into an active retirement community.
Selling Your Home
When starting the process of selling your home, it is important to consult a realtor. While realtors will typically collect a commission on each home sale, they also bring valuable knowledge and experience to the table that often greatly outweighs the cost. The right realtor can provide you with insight on minor improvements that can be made to your home to increase the value and attract more buyers. A realtor will also manage a variety of tedious tasks including scheduling and hosting tours, speaking with prospective buyers, fielding offers, and ensuring all appropriate paperwork is completed. Having an expert oversee the tasks you are not familiar with can alleviate much of the stress that comes with selling a home.
Homeowners should collaborate with their realtor to review the most recent comparable sales in their area to ensure they are setting a fair price that reflects the market’s current mortgage rates and inventory levels. “It is important to price a home correctly when it first lists as the longer a home stays on the market, the steeper the price cuts typically become” says Veronica Dagher from The Wall Street Journal.
“So far, all homes sold within 30 days in 2023 had an average discount of 7%”, says Lawrence Yun, the National Association of Relator’s chief economist. “Homes on the market over 120 days sold with 16% off list price”. With the right pricing, the equity made on the sale of your house can provide you with even more confidence as you move into your new home.
Deciding Where to Move
One of the most common roadblocks homeowners encounter when deciding to sell their home is having a new place to live lined up. Because the real estate market is currently a seller’s market, finding a new home that is not only available but also within your budget can be tricky.
Fortunately, retirement communities such as Maple Knoll Village provide peace of mind knowing that the price listed for your desired living accommodation is exactly what you will pay. The cost of living at a retirement community is generally allocated into one monthly fee that includes the cost of rent, utilities, maintenance, housekeeping, as well as added services and amenities allowing you to meet your financial goals without having to worry about added HOA fees and other surprise expenses.
Maple Knoll Village, offers a range of villa and apartment floorplans ranging in size from 590 to 4,000 square feet. This wide variety of living accommodations ensures there is something for everyone. The dedicated Marketing and Residential Services team ensure that you will be well prepared for your move to the community.
Moving Into Your New Home
The moving process can be tedious, emotional, and stressful for anyone, especially those who have lived in their home for decades. By starting early and having a well-organized plan, the moving process can become less stressful and even enjoyable.
Maple Knoll Village has numerous resources to make your moving process as seamless as possible including helpful articles on downsizing and partnerships with locally trusted senior moving companies such as Moving Matters.
“In the moving industry, there is no typical day on the job. What I provide my clients with is the assurance that my 16 years of experience in both working for and now owning a small moving business has prepared myself and my team for just about anything” says Brendon Akey, Owner of Moving Matters.
“Because clients who are looking to move typically have different amounts of cherished furniture and items, the timeframe for jobs varies. Some jobs can be completed in a couple of hours and are priced according to the hourly truck and fuel rate. Other larger jobs may require more resources including the full turn-key operation of packing, moving, unpacking, and hanging art on the walls. Most jobs can be completed in one day and are priced accordingly.
No one job is like the next and for that, I provide all clients with a free consultation. I have had the privilege of moving some incredible people, which is why I love what I do.”
If you are ready to start the moving process or just want to learn more about senior living, please visit us online at www.mapleknoll.org or give us a call at 513-782-2717.
Throughout our lives, we crave a sense of belonging. Studies have found that as people get older, their social capital, or connection to others, has even greater value for successful aging.
According to the National Council on Aging, social isolation can negatively impact mental performance, compromise the immune system, and increase the risk of certain diseases and depression. Research suggests that the health risks of extended periods of isolation are the equivalent to smoking 15 cigarettes a day.
Older adults with a healthy social network are more active, feel more independent and enjoy more fulfilling lives. Located in the Cincinnati tristate area is Maple Knoll Village, a continuing care retirement community that provides an environment for independent living, assisted living and skilled nursing where residents feel connected and engaged.
Here are some of the top ways being a part of an active community can provide a sense of belonging and keep life lively for older adults.
1. Socializing during happy hour
Residents at Maple Knoll Village regularly mix and mingle for social events, whether it is getting out to visit a local winery, clinking steins at Oktoberfest or celebrating a birthday. If you are curious what everyday life is like in this vibrant community, the Wine Down event on November 16 at 4 p.m. invites prospective residents to take a tour, sip fine wines and enjoy a relaxed meet-and-greet with Maple Knoll Village residents and staff in their newly renovated auditorium.
2. Connecting with friends over food
Sharing meals is another way that people can gather to socialize. This October, Maple Knoll Village unveiled its newly-renovated dining spaces. The vision was to provide fresh and engaging places for residents and their guests to get together and eat delicious food. The new Bistro on the Green offers expanded seating and an updated menu, including crispy pies from the pizza oven. The Market on Main is open 24 hours a day, seven days a week offering grab-n-go convenience. It is the perfect pairing of good food and good company.
3. Inspiring each other to be creative
Along with a service window to assist with events in the auditorium, the new Market on Main has a fully equipped teaching kitchen for residents to put their aprons on and try their hand at new recipes. It is only one of the many ways Maple Knoll Village inspires creativity, lifelong learning and togetherness. Another activity that residents enjoy is the monthly Art for Everyone sessions run by local Cincinnati artist Jennifer Hall. Participants have done everything from making tile mosaics to creating irreverent blackout poetry.
4. Exercising with friends and fitness specialists
Group activities have mental, emotional and physical benefits, especially when working out and staying active. At the Hemsworth Wellness Center at Maple Knoll Village, older adults can train one-on-one with a fitness specialist to build strength and boost their ability to perform everyday activities. Residents also have the option to join group classes such as tai chi, slow flow, yoga, and aqua aerobics in the 60-foot heated pool.
5. Sharing stories
Throughout the different neighborhoods of Maple Knoll Village, all residents enjoy a worry-free lifestyle in spacious apartments and villas. They can be active, healthy and independent, while having access to special events and activities with others. It is truly a unique place to call home and even has a member-supported public radio station, WMKV 89.3FM, that serves the greater Cincinnati area. Broadcasting locally and streaming worldwide, WMKV celebrates the Golden Age of Radio with entertaining live hosts, podcasts and other events.
For older adults, having a sense of community can significantly improve quality of life. There is peace of mind in knowing you are not alone and can continue to do the things you love while meeting new people. Couples and individuals alike choose to make the Maple Knoll Village community their forever home.
Hospice care provides physical, psychological, social and spiritual support for those who are in their last stages of a terminal illness. Typically, hospice care is suggested by a healthcare provider when a patient has six months or less to live. Many individuals who are experiencing terminal and chronic conditions such as cancer, heart disease, dementia and kidney failure use hospice as a way to prepare for the last stages of their journey. In addition, hospice care can help families cope with the forthcoming loss of a loved one through counseling and respite care. While hospice care is often focused on meeting the physical needs of a patient, many people are unaware of its robust offerings for both the individual receiving care and their family members.
What Does Hospice Care Provide?
Many hospice care providers take different approaches to services and types of support, however all hospice providers are required to offer certain services. According to the American Cancer Society, here are a few of the most common types of hospice services provided for patients:
Palliative care
Palliative care, or symptom management, is provided as a part of hospice and is designed to prevent or treat any symptoms related to an individual’s illness. Palliative care helps address any pain or discomfort in order to allow the patient to enjoy the last stage of life with their loved ones. The main goal of palliative care is to ensure the patient is comfortable and knows their options.
Home care
Most hospice care is given directly from an individual’s home. However, there may be some situations where hospice care needs to be given from a hospital or long-term care facility. A hospice team can arrange for care no matter where you are, and will be involved with your care plans and family members.
Spiritual care
In addition to managing pain and controlling symptoms, hospice care also provides an individual with spiritual or religious care, depending on their beliefs and preferences. Spiritual care can help an individual prepare to say goodbye to their loved ones to with planning a religious or spiritual ceremony and burial plans.
Family meetings
A hospice care team will meet regularly with family members and keep them informed about their loved one’s condition and help manage expectations. These meetings allow family members to discuss their feelings, ask questions and prepare for the death of their loved one. In addition, the hospice care team will share daily updates and make routine visits.
Coordination of care
The hospice care team is responsible for coordinating care for the individual and sharing information to those involved in providing medical care. This might include an inpatient facility, pharmacists, clergy and even funeral directors. Hospice care teams are also available anytime during the day or night if a question or problem were to arise.
Respite care
Caregiving can be extremely challenging for spouses and other family members. That’s why hospice services provide respite care. During respite care, an individual is cared for in the hospital or a nursing home so their caregivers can rest at home, attend to other responsibilities or simply take a break.
Bereavement care
After a loved one dies, the hospice care team will provide support to the family during the grieving process. Trained volunteers, clergy members or professional counselors will provide visits, phone calls, support groups or counseling sessions to members of the family. The hospice care team can also provide resources and other professional care when needed.
Who makes up a Hospice Care Team?
According to the Mayo Clinic, a hospice care team is made up of professionals ranging from healthcare providers to volunteers and home health aides. If you or your loved one is receiving hospice care, here’s who you can expect to be on your care team:
Benefits of Hospice Care
Watching a loved one go through their final stages of life is hard for everyone involved. Hospice care provides comprehensive care that supports both the individual and their family members through this difficult time. While hospice can be provided in a hospital or long-term care facility, it can also be provided in the comfort of one’s own home, which allows patients to feel more comfortable and relaxed. Hospice also provides a comprehensive care plan, which takes the burden off of family members and allows them to spend quality time with their loved one without worry for the future. In addition, hospice care can be personalized to fit the needs of the individual and support their wishes for the future.
It’s common for seniors in their sixties to consider downsizing to a smaller home or moving to a senior living community. In fact, 51% of retirees over the age of 50 move into smaller homes. However, this decision can be a difficult one. Many older adults are faced with leaving their family home and the memories that come with it. While this can be challenging, choosing to downsize can make life easier and safer for many aging adults and their families. There is no one-size-fits-all approach to successful downsizing. While some adults may choose to live on their own, others may find comfort in residing in a Continuing Care Retirement Community that offers all levels of care such as independent living, assisted living, and skilled nursing. In addition to deciding where to move, older adults must also decide if the timing is right.
Is it Time to Downsize?
Older adults choose to downsize for a number of different reasons. For some, aging is expensive, and downsizing provides a viable option to cut costs and reduce monthly expenses by lowering or eliminating mortgage payments, home insurance and property taxes. For others, things like stairs, multiple levels, a large yard and long walkways can become dangerous and limit one’s ability to age in place. No matter the reason for downsizing, choosing where and when to move are complicated decisions. If you or your loved ones are contemplating downsizing, there are some basic questions that can help you decide if it’s the right time to downsize:
At some point, you may realize that your home isn’t the safest or most economical place to age. If you have a lot of wasted space or have difficulty maintaining your family home, it could be the right time to downsize.
Where to Downsize?
There are two very common options when it comes to choosing where to downsize. Many older adults are faced with deciding between moving to a residential community or aging in place. Generally speaking, residential communities include independent living, assisted living, or nursing homes. In addition, Continuing Care Retirement Communities, such as Maple Knoll Village, offer all three types of care. In a residential community, residents are not responsible for yard work, maintenance, and do not have to make mortgage payments. Traditionally, those living in a residential community pay a monthly fee that includes utilities, housekeeping and even some meals. Most communities offer onsite medical care, memory care, and offer social activities on and off-campus.
The second option, aging in place, can be an attractive option for those wanting to live independently for as long as possible. In addition, older adults often choose to age in place when they are in excellent health or if the facilities in their area have poor reputations or are too expensive. For those aging in place with minimal needs, a smaller home with less chores may be an attractive option. However, it’s important to consider how many years they are likely to still be independent. For those with complex medical needs, aging in place can be more difficult and require hiring outside help to provide care or relying on the support of friends and family members.
Tips for Stress-Free Downsizing
Once you decide where to go, you’ll have to start the physical act of downsizing your belongings. While it may feel overwhelming, there are many ways to make downsizing feel like a manageable task. If you or a loved one has a potential downsize in the future, here are some tips to keep in mind:
Making the Move to Maple Knoll Village
Our residents agree that one of the most difficult parts of transition into a retirement community is choosing how to downsize. However, the amenities, peace of mind, and sense of safety that comes with living at Maple Knoll Village is well worth the move. To speak learn more about life at Maple Knoll Village or to schedule a tour, please contact us at 513-782-2717.
It’s not too late to make a resolution for 2022. While many people choose to focus on health-related resolutions, January is a great time to reevaluate your finances and gain financial control of the coming year. According to U.S. news, nearly 80% of New Year’s resolutions fail by the second week of February. However, these four financial resolutions are S.M.A.R.T. (Specific, Measurable, Attainable, Relevant, and Timely) and are simple enough to stick with all year long.
#1 Track and Prioritize Your Spending
Whether you’ve spent your entire life budgeting your money or are looking to get back on track, tracking your spending is a good place to start. You might consider starting by reviewing your spending habits over the last year, identify where you seem to spend the most money, and brainstorm ways you’d like to cut back. You can track your weekly and monthly expenses by hand, spreadsheets, or by using an app on your smartphone.
#2 Meet with Your Financial Advisor
Your financial advisor is the best person to give you advice and help you set financial goals because of their familiarity with your specific financial situation. You might consider reviewing your investment allocations and together set goals for the coming year. Some of your goals could include giving to your favorite charities, reevaluating your will, or making financial plans for a vacation in the next year.
#3 Plan for Health Care Expenses
Health care is not only expensive, but it’s hard to predict exactly what your needs will be in the next several years. That’s why it’s a good idea to have both proper coverage and additional savings that can cover unexpected expenses. The best way to plan for your health care needs is by being proactive and staying healthy. Here are a few ideas to help keep you safe and healthy, while also avoiding hospital visits.
#4 Protect Your Credit
Unexpected expenses can happen to anyone, no matter how prepared or careful you are with your finances. If something does happen, and debt is unavoidable, you’ll want to be sure your credit history is in a good place in the event you have to borrow. Here are a few ways you can protect and improve your credit score:
However you decide to prepare for the New Year, we wish you health and happiness all year long!
There comes a time during the aging process where normal daily activities become more difficult and require more assistance. This often requires older adults and their families to make a decision about where they should be living and how to receive the appropriate care. However, many seniors fear losing their independence and are hesitant about leaving their homes. Often, seniors are faced with deciding whether to move to assisted living or pay for private care in their home. This situation can be a sensitive matter for many older adults, and one that involves many different factors.
Difference between Senior Home Care and Assisted Living
Senior home care is a popular option for older adults who need more assistance but don’t want to leave their homes. Depending on the company, most senior home care services offer assistance with daily living such as bathing, getting dressed, toileting, medication management and household tasks like meal preparation, cleaning and transportation to medical appointments. Many senior home care companies have minimum hour requirements for the week and minimum hour blocks for the day. Depending on the needs of the senior, these hourly rates can become quite costly. However, for those who require small amounts of assistance, home care companies might be a better financial option. Generally, home care companies charge between $25 and $30 an hour, with 3-4 hour daily minimums and a minimum of 8 hours per week.
Assisted living generally offers the same services as senior home care, but requires an individual to move from their homes. At Maple Knoll Village, Breese Assisted Living offers 1-2 bedroom apartments that are attached to the main building. Assisted Living services include three meals daily, full time activity staff, medication assistance, daily help with bathing, dressing, toileting, and bed making. AL staff also complete reassurance and spot checks every 2 hours even during the nighttime. In addition, weekly housekeeping and laundry services are included in the monthly rent. Most importantly, and unlike many home care companies, Assisted Living residents have access to a registered nurse, licensed practical nurse, and state tested nursing assistants at all times.
Which Option is Right for You?
There is not a “one size fits all” solution to senior care. Each family and each resident have their own values and non-negotiables when it comes to deciding which type of care is the best fit. However, there are a few factors that should be carefully considered throughout the decision-making process. These include safety, access to care, ability to manage activities of daily living, financial resources and connections to other people and socialization.
Safety is a key element in deciding whether a resident should bring in home care or make the transition to assisted living. Some questions to consider include: Can I bathe, dress, and take care of my daily needs in a timely and safe manner? Does my loved one have the cognitive capacity to make sound decisions? Is my loved one at high-risk of falling?
While maintaining independence is an important part of healthy aging, it can also be misunderstood. If a senior lives independently at home, but is isolated and lacks daily socialization, it can have a profoundly negative impact on both their mental and physical health. In fact, according to the National Institute on Aging, isolation and loneliness are linked to higher risks of high blood pressure, heart disease, obesity, a weakened immune system, anxiety, depression, and even death.
Cost Comparison
It’s no surprise: Aging is expensive. Unexpected health needs can deplete financial assets very quickly. That’s why it’s important to know your options as you decide which healthcare situation best suits your needs. At Maple Knoll Village, the following services are included with Assisted Living:
While the cost of Assisted Living is higher than living independently, it’s important to consider your quality of life and the financial resources needed to fund private duty home care. As your need for care increases, the cost to provide at-home care can quickly surpass the cost of Assisted Living, which can often provide more comprehensive services.
Assisted Living at Maple Knoll Village
While we want all residents to live independently for as long as possible, Assisted Living can offer peace of mind for many residents and their families, in terms of finances, physical safety, and overall well-being. If you’re interested in learning more about Assisted Living or private duty care, please contact Erin Navaro, residential services manager at 513-782-2428.
